Global Insurance Coverage
INTERNATIONAL LIFE INSURANCE WHILE TRAVELING OR RELOCATING ABROAD
People daily face the luxury and challenge of working internationally around the world. When a family, group, or business associate relocate outside of home country it can be a life changing experience. Making sure you protect people that care the most or have a key person interest in you can be hard when you are dealing with countries that have considerable risk. GIC Insurance provides that International protection so you don't have to worry and can focus on your job.
High Limit Accident Life Insurance will provide coverage for people going to high risk countries. Domestic carriers will not provide coverage for these kinds of trips. Our plan protects you while you are there. With this coverage many acts of War and Terrorism will be covered, Accidental Death and Dismemberment, along with Accidental Permanent and Total Disability insurance options.
Business Overhead Expense
Examples of eligible monthly expenses:
* Rent or Mortgage Payments
* Utilities
* Laundry & maintenence
* Accounting, billing & collection
services
* Employee salaries
* Employee benefits
* Property taxes
* Other regular monthly expenses
(except for cost of goods
sold)
International Term Life
* Employees of Foreign National
Firms
* International Asset Protection
* International Business Travel
* Short Term Needs
* Special Assignments
* One month to Ten year policy
terms
High Limit Accident
* Accidental Death (AD)
* Dismemberment (AD&D)
* Permanent Disability (AD&D &
APTD)
* Sudden Cardiac Arrest (SCA)
* War & Terrorism Coverage
* Group or Individual Coverage
24 hours 7 days a week
* Issue Limits of $100,000 to
$100 Million
Key Person Disability
* Funds to replace the key person
* Funds to maintain a forward
position of the firm
* Funds for permanently lost
revenue
* Monthly benefits
* Lump sum benefits
* Protects company financially in
event key person can no
longer work
Buy Sell Disability
* Supplemental coverage (limits as
high as $50 million and more)
* Primary when traditional
markets
refuse due to:
* Older ages and age differences
between partners
* Occupation
* Family owned business
* International relationships
* Special Risks
* Medical history
* Risky avocations