The Executive 400 Plan is a product that has many uses. It provides for supplemental coverage over and beyond the domestic carriers’ issues and participation limits. Issue limits as high as $200,000 per month or more with participation up to 75% of personal income, 100% of BOE expenses and 100% of Buy Sell obligations.
Gray and blue collar workers with personal or business disability needs will find many solutions to their problems of obtaining adequate disability insurances. A person who earns an excellent living by working with their hands is often times limited by traditional carriers as to the amount of disability insurance they can secure. Your problems are over with the Disability Insurance Solutions Plan.
Physicians and Surgeons know all to well that the traditional disability market is not able to provide adequate amounts of disability insurance. With Physicians and Surgeons High Limit Disability Insurance you can provide supplemental disability coverage for your doctor clients. Monthly benefit amounts as high as $100,000 per month or more.
Dentists know all to well that the traditional disability market is not able to provide adequate amounts of disability insurance. With Dentists High Limit Disability Insurance you can provide supplemental disability coverage for your dentist clients. Monthly benefit amounts as high as $100,000 per month or more.
People in the entertainment industry are typically denied adequate disability protection by domestic insurance companies. Starcover was created to provide badly needed coverage for actors, musicians, stunt persons, producers, directors and people in other occupations of the entertainment industry.
Pilots have always had a difficult time being insured for disability insurance. This is due in part to the nature of the job and the medical qualifications required to maintain their license. The Pilots Disability Insurance Plan was designed to assist in providing an adequate disability estate for pilots.
The Top Hat Program is an automatic issue plan that allows supplemental disability insurance in conjunction with a recently approved, standard issued, fully underwritten non-cancellable policy. Up to an additional $10,000 per month may be issued provided the total in force coverage does not exceed 65% of personal income. Coverage includes own occupation and options for COLA and Residual Disability.
A plan of supplemental disability insurance which goes way beyond the traditional limits of Group LTD and Individual Disability Wraps. Now you can easily accommodate high limits for group carve outs with available monthly benefits as high as $25,000 per month or more in addition to the underlying coverage.
Interruptions to the contributions of your retirement plan would seriously reduce your retirement income. The greatest hazard to the ongoing contributions would be a disabling accident or sickness. Now you can protect against this risk with the 401(k) Completion Plan.
